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Vertix Group
Home
Lending Programs
News
Meet The Team
FAQs
Contact Us
More
  • Home
  • Lending Programs
  • News
  • Meet The Team
  • FAQs
  • Contact Us
  • Home
  • Lending Programs
  • News
  • Meet The Team
  • FAQs
  • Contact Us

Bank Loans

Bank financings are one of the most popular types of business loans due to the low rates and could be used for different types of properties.  Banks are one of the best options to maximize cash flow because they provide short and long-term financing. The bank's flexibility makes them a good option for investors. The funds may be utilized to acquire properties and different types of real estate such as office buildings, retail, hospitality, multifamily, and construction.

Find out more

Eligible Assets

Eligible Assets

Eligible Assets

 Office, Multifamily, Mixed-Use, Retail, Industrial, Hospitality, Equipment, Assets Based Lending 

Features

Eligible Assets

Eligible Assets

  • Loan Amount: $500,000 to $50,000,000
  • Maximum Loan To Value: Up to 75%
  • Interest Rate: 3.75%-6%
  • Term Length: 5,7,10 years
  • Amortization: 25-30 years
  • Recourse: Yes, depending on the collateral type and LTV

Advantages

Disadvantages

Disadvantages

  • Typically, low interest rates
  • Available for many uses
  • Flexible terms
  • Predictable monthly payments
  • Wide variety of lenders
  • You can borrow the amount you need

Disadvantages

Disadvantages

Disadvantages

  • Lengthy paperwork
  • Origination fees
  • Requires strong credit

How To Qualify

  • Acceptable credit score
  • Cash flow
  • Time in business will vary by lender
  • Debt service coverage ratio: 1.25x or greater 

Required Documents

  • Loan application
  • Financial statement
  • Personal tax returns
  • Bank statements
  • Bank references
  • Credit report
  • Operating statement 
  • Rent roll of the property
  • MAI appraisal report
  • Environmental study

Start Financing

Loans are for business purposes only and not for personal, family, or household use. This does not constitute a commitment to lend. All loans must satisfy Vertix Group LLC and Lender’s underwriting guidelines and due diligence. Loan amounts, interest rates and costs presented are for informational purposes only and are subject to change without notice and at Vertix Group LLCs and/or Lender’s discretion. Other conditions may apply.


info@vertixgroup.com


1000 Brickell Ave, Suite 580. Miami, FL 33131


  

If you have any impairment covered by the Americans with Disabilities Act or a similar law, and you  would like to discuss potential accommodations related to using this website, please email us at info@vertixgroup.com.


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