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Vertix Group
Home
Lending Programs
News
Meet The Team
FAQs
Contact Us
More
  • Home
  • Lending Programs
  • News
  • Meet The Team
  • FAQs
  • Contact Us
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  • Lending Programs
  • News
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  • FAQs
  • Contact Us

Bridge Loans

Bridge or "Hard Money" loans are typically short-term loans used as an option when conventional financing is not possible. It is an excellent way to get funds very quickly, and it is a flexible financing option for borrowers looking for short-term real estate financing solutions. 


Bridge loans can use these loans to acquire multifamily properties, retail, office, hospitality, mixed-use, single-family homes, and improvements or renovations in a property.   

Find out more

Eligible Properties

Office, Industrial, Hospitality, Retail, Multifamily, Mixed-Use Property, Land 

Program Highlights

1. Loan Amount: $100,000-$50M

2. Maximum Loan To Value: Up to 75%

3. Term Length: 1-3 years

4. Amortization: Interest only

5. Interest Rate: 8.5% – 14%

6. Non-Recourse: Yes 

Advantages

1. Quick closing

2. Flexibility

3. Available for many uses

4. Payments may be interest-only

5. Little documentation

Disadvantages

1. Higher interest rates and fees

2. Short-term

How To Qualify

  • Credit score > 550
  • Plan for take-out loan
  • Down payment 20% or greater

Required Documents

  • Loan application form
  • Personal financial statement
  • Bank statements (3 months)
  • If purchase transactions- fully executed
    • Valid purchase contract
  • If refinance transactions
    • Payoff demand or mortgage statement
  • If property requires rehab
    • Rehab bid/itemized list of work with associated costs
  • If property is currently leased
    • Executed lease agreement(s)
    • Rent roll and P&L Statement (if multi-unit)
    • If it’s a repositioning or add value play, a three-year pro-forma will need to be provided 

Get Started

Loans are for business purposes only and not for personal, family, or household use. This does not constitute a commitment to lend. All loans must satisfy Vertix Group LLC and Lender’s underwriting guidelines and due diligence. Loan amounts, interest rates and costs presented are for informational purposes only and are subject to change without notice and at Vertix Group LLCs and/or Lender’s discretion. Other conditions may apply.


info@vertixgroup.com


1000 Brickell Ave, Suite 580. Miami, FL 33131


  

If you have any impairment covered by the Americans with Disabilities Act or a similar law, and you  would like to discuss potential accommodations related to using this website, please email us at info@vertixgroup.com.


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