Bridge loans are typically short-term loans (12-36 months) used as an option when conventional financing is not possible. Vertix Group offers not only in house solutions but with our strategic lending partners, we also provide a wide range of financing solutions.
Bank financing is one of the most popular types of loans used for commercial investments due to the low rates and the different properties and businesses. Vertix Group has solid banking alliances throughout Florida and across the country, bringing extensive benefits to the best options and terms.
The Small Business Administration offers financing options to small businesses throughout the country. The SBA 7a and 504 are the major programs offered by the SBA. One of the biggest advantages of these programs is the low rates and the high loan to values. Our SBA department has over 40 years of experience in this specialty.
Credit unions provide similar financial options to banks. This type of financing may be used for real estate and either consolidate or refinance existing debt. Typical clients for credit unions are local borrowers, investors, and owner-occupied businesses.
CMBS loans are typically used to finance commercial properties and are highly diversified in amounts, terms, and property types. One of the highlights of this program is the capability of offering high loan amounts that are equal to or greater than $1M, also providing a maximum loan to value of 80%. CMBS loans include interest-only periods for up to 10 years.
Fannie Mae and Freddie Mac are programs used to acquire or refinance multifamily properties for investors looking for long-term. Due to the low costs, flexible financing, and high leverage ratios, this program is considered a desirable loan to investors.
We are happy to answer any questions you may have about our private lending solutions.
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Loans are for business purposes only and not for personal, family, or household use. This does not constitute a commitment to lend. All loans must satisfy Vertix Group LLC and Lender’s underwriting guidelines and due diligence. Loan amounts, interest rates and costs presented are for informational purposes only and are subject to change without notice and at Vertix Group LLCs and/or Lender’s discretion. Other conditions may apply.
1000 Brickell Ave, Suite 580. Miami, FL 33131